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Complete Care
There’s always a risk that your vehicle will experience a mechanical breakdown. And when it does happen, the expense of the breakdown may surprise you. Vehicle repair costs increase every year and can add up fast. With CompleteCare, you pay only a small deductible per covered repair visit. So, even if your vehicle breaks down, it won’t break your budget.

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GAP: Guaranteed Auto Protection

Buying or leasing a brand new car is one of the most exciting events in your life. Don’t let having a car in “the GAP” be one of the most stressful. GAP covers what other policies do not. GAP cancels your debt!

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Theft Deterrent


Universal Security Guard provides protection. This label appears as a warning to a thief. Security labeling vehicle parts is the simplest way you can protect your vehicle from theft. Leading law enforcement agencies endorse the use of security labels as a theft deterrent.

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Simoniz/Cloth
“An exclusive paint protection program with Teflon Surface Protector that provides warranty coverage where the factory doesn’t.”

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Complete Care

Universal Underwriters’ CompleteCare vehicle service contracts cover parts and labor costs for major component parts and systems of new and pre-owned vehicles. You select the level of protection that’s best for you. With flexible options, the cost of your CompleteCare vehicle service contract can be purchased separately or easily attached to your monthly payment for just a few dollars a month. A small amount each month will help eliminate unexpected major repair costs.

Some of the benefits are Rental Plus, Powertrain, Standard, Preferred, and Comprehensive Plans.

With CompleteCare, you enjoy flexible options, additional protection for parts and labor costs, higher resale value of your vehicle, and nationwide acceptance by dealerships and repair facilities across the United States and Canada.

These service contracts are administered by Universal Underwriters Service Corporation, an affiliate of Universal Underwriters Insurance Company, the nation’s oldest and largest automobile dealership insurance specialist.

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Guaranteed Auto Protection (GAP)

Buying a new car lets you drive away with an exhilarated feeling. You admire the immaculate shine of the exterior and the way others also admire it, crank up the stereo system and ah, that new car smell. But you could be a total wreck if you don’t also drive away with Universal’s Guaranteed Auto Protection (GAP).

If you vehicle is damaged beyond repair or stolen, your auto insurance coverage may not pay everything you owe. Typically, the amount paid is based on the vehicle’s actual cash value rather than the amount remaining on your loan or lease, which could be a difference of thousands of dollars. GAP waives any remaining balance on your loan/lease after the payment from your insurance company. Your deductible, up to $1,000, may be included in this balance. (Deductible benefit may vary by state.)

This coverage is administered by Universal Underwriters Service Corporation, an affiliate of Universal Underwriters Insurance Company which is the nation’s oldest and largest automobile dealership insurance specialist.

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Universal Security Guard
Theft Deterrent System

Universal Security Guard was developed by 3M whose security laminates and labels have been used successfully on hundreds of millions of documents and articles for more than 20 years. The 3M Automotive Security Labels provide the highest-known protection of any available security label against alteration, duplication, and substitution. Universal Security Guard makes it easy to identify stolen vehicles, their parts and altered labels.

Because vehicles with permanently marked components are less desirable to thieves, many insurance companies offer a premium discount. Contact your insurance agent to find out if discounts are provided.

Universal Security Guard also provides financial benefits. Owners of vehicles registered with the theft deterrent system that are stolen and not recovered will receive a $1,000 benefit to cover their insurance deductible. An additional cash benefit, which you can put toward the purchase of a replacement vehicle, is also provided. (Total cash benefit is not to exceed the actual cash value of the vehicle.)

Universal Security Guard is administered by Universal Underwriters Service Corporation, an affiliate of Universal Underwriters Insurance Company which is the nation’s oldest and largest automobile dealership insurance specialist.

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Simoniz System 5

Simoniz has been a leader in car care technology since 1911. Today we offer Systems5 through authorized automobile dealerships. This exclusive process with Teflon Surface Protector chemically bonds a brilliant and durable shield to the painted surface of your vehicle. This two-stage process is applied by specially trained technicians and it purges all dirt, pollution and acidic contaminants from the pores of the paint. The exclusive Teflon process is applied and it chemically bonds to the paint.

It will enhance the appearance of your vehicle making it worth more money at trade-in time. It can only be purchased prior to delivery of your new vehicle. This process is so effective that our warranty protects your vehicle’s good looks and resale value for 5 years unlimited mileage. It will minimize possible expenses at the end of your lease from “excess wear and tear”. Moreover, it is insured by one of the premier insurers in the world….The Travelers Property and Casualty Company

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